When it comes to danger it seems like not even Dark Wing Duck can hold a stick up to credit cards.  These things, if mismanaged, can wreak havoc on your finances but if tamed and use right there are a lot of perks.  Today we dig into how to use them the smart and safe way… the Misfit way.


In this 39 minute episode:

  • Intro [0:00]
  • Welcome [1:40]
  • Disclaimer [2:40]
  • Why I decided to talk about this [4:50]
  • Understanding the credit card game [7:05]
  • How NOT to use credit cards [12:00]
  • Why you don’t need to carry a balance to get credit for using your credit card [14:00]
  • Dangers of paying off the balance in full [17:15]
  • How we do it and what makes it so powerful [21:00]
  • Why I stopped using debit cards [27:40]
  • A word about being afraid of credit cards [30:20]
  • What the financial industry has taught us is broken [36:00]

Links mentioned during the show: